Timing decides these
Being able to give a promoter a firm answer in days rather than months is often worth more to them than a marginally finer rate. That is the part of this business we are built for — a decision taken by the people who own the risk, in one room.
What we need to see
A target we can understand, a buyer who can run it, and security that survives if the plan does not. We are lending against a business, not a spreadsheet about one.
Who can apply
- Credible operating plan for the target
- Buyer with relevant experience
- Adequate security
What to bring
- Target financials for the last three years
- Share purchase or asset purchase agreement, draft or final
- Valuation
- Buyer financials and KYC
- Security documents
Common questions
Will you fund a management buyout?
Yes, where the team has run the business and the security position works.
Do you take equity in the target?
In select cases, where we intend to hold. That is a different conversation from a loan and we will be clear which one we are having.
Rates, charges and eligibility are indicative and subject to our credit assessment. The figures that bind us are those in your sanction letter. See our Interest Rate Policy and Fair Practices Code.