Why it matters to a borrower
A firm that has met its own contractors, its own delays and its own cost overruns reads a developer's projection rather differently from one that has only ever seen the spreadsheet. When we assess a project loan, we are assessing something we have done ourselves.
What we build
[Project types, locations and completed works to be supplied. This section will carry far more weight with photographs of finished projects.]
Common questions
Is this a separate company?
[Clarify whether construction sits within HFSL or a group entity. This matters and should be stated plainly.]
Rates, charges and eligibility are indicative and subject to our credit assessment. The figures that bind us are those in your sanction letter. See our Interest Rate Policy and Fair Practices Code.