One address, three states.
Heeraa Financial Services Limited is a non-banking financial company registered in Chennai in April 1995, lending from Heeraa Mansion in Sowcarpet ever since.
- 31
- Years lending
- 3
- States served
- 12
- Lending verticals
- ₹5,00,00,000
- Paid-up capital
What we are
A Base Layer NBFC classified by the Reserve Bank of India as an Investment and Credit Company, under its Chennai regional office. Incorporated on 24 April 1995 with CIN U71309TN1995PLC031035, originally as Hira Financial Services Limited, with authorised and paid-up capital of ₹5,00,00,000.
What we do not do
We do not accept deposits from the public, and we are not authorised to. We do not sell insurance, chit funds or investment schemes. We do not run a call centre, and we do not price a facility before we have seen the security. If you are offered a Heeraa deposit scheme by anybody, it is not us. Tell us and we will act on it.
How we assess
Every file is assessed by a person. Ornaments are weighed at the counter, property is visited, books are read, and the borrower is met. A credit bureau score is one input among several, and on its own it has never been enough to decline a file that otherwise makes sense.
Where we lend
Tamil Nadu, Kerala and Karnataka. Chennai is where the office is; Kochi and Bengaluru are where a growing share of the book now sits. We travel to the security rather than asking the borrower to travel to us.
The entry on the register.
Read it before you speak to us.
| Registered | 24 April 1995 |
|---|---|
| CIN | U71309TN1995PLC031035 |
| Premises | Heeraa Mansion, No. 20, General Muthiah Mudali Street, Sowcarpet, Chennai 600 079 |
| Paid-up capital | ₹5,00,00,000 |
| RBI layer | Base Layer NBFC, Investment and Credit Company (NBFC-ICC), Chennai regional office |
| Public deposits | Neither taken nor permitted |
Held on the public MCA register.
Heeraa Financial Services Limited does not accept deposits from the public and is not authorised to do so.
Heeraa Financial Services Limited lends its own capital. It is not a bank, it holds no public money, and it neither offers nor is permitted to offer any deposit, savings or investment scheme. If anyone offers you a Heeraa deposit scheme, it is not us. Please report it to the registered office.
The board
Praveen Chand Nahar
Whole-time Director
Nidhi Nahar
Director
Mehul Mehta
Director
Director profiles are being prepared and will be published on this page once they are approved by the board.
Or simply call the office.
The fastest route is still walking into Heeraa Mansion. If that is not convenient, send an enquiry and someone who can actually decide will call you back.
