What we finance
Gold loan in detail.
Against ornaments. Weighed, documented and disbursed across the counter the same day.
The oldest book in the house and still the fastest. Bring your ornaments to Heeraa Mansion and they are weighed and assayed in front of you, valued against the day's rate, and documented before you leave. Disbursal is same-day, in cash across the counter or to your account.
- Valuation done in front of you, at the counter, against the day's published rate
- Ornaments held in insured custody; you receive an itemised receipt with gross and net weight
- Part-release permitted once the corresponding principal is repaid
- No prepayment charge on gold facilities at any point in the tenure
The terms
Indicative, and set on assessment.
| Indicative rate | From 12% per annum |
|---|---|
| Ticket size | ₹25,000 to ₹25,00,000 |
| Tenure | Up to 36 months |
| Security | Gold ornaments |
| Typical decision | Same day |
Rates shown are indicative. Final terms are set on assessment. Nothing here is an offer of credit.
Other books
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From 13.5% per annum
Vehicle loan
New and used, personal and commercial, across all three states we lend in.
-
From 11.5% per annum
Loan against property
Residential and commercial security. We visit the property before we price it.
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From 14% per annum
Business finance
Working capital for trading houses, structured to follow the season rather than the calendar.
