What we finance
Business finance in detail.
Working capital for trading houses, structured to follow the season rather than the calendar.
Sowcarpet is a trading market and its cash cycles do not run in equal monthly instalments. We structure business facilities around the season a business actually trades in, with heavier repayment when stock moves, lighter when it does not.
- Working capital, stock finance and short-cycle trade facilities
- Repayment schedules structured around your trading season
- Secured and partly-secured structures both considered
- Renewals assessed on the trading record, not only on the balance sheet
The terms
Indicative, and set on assessment.
| Indicative rate | From 14% per annum |
|---|---|
| Ticket size | ₹2,00,000 to ₹2,00,00,000 |
| Tenure | Up to 60 months |
| Security | Mixed security |
| Typical decision | 5-7 days |
Rates shown are indicative. Final terms are set on assessment. Nothing here is an offer of credit.
Other books
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On assessment
Real estate finance
Project and inventory finance for builders whose last three projects we can name.
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On assessment
Construction finance
Milestone-linked finance for contractors and small developers.
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From 16% per annum
Micro-finance
Small-ticket lending to traders and self-employed borrowers, individually and in groups.
