Micro-finance in detail.
Small-ticket lending to traders and self-employed borrowers, individually and in groups.
Small facilities for shopkeepers, hawkers, artisans and self-employed borrowers, extended individually or through joint-liability groups.
- Individual and joint-liability group structures
- Weekly, fortnightly and monthly repayment options
- Collection at the borrower's place of business
- Graduated limits on a clean repayment record
The terms
Indicative, and set on assessment.
| Indicative rate | From 16% per annum |
|---|---|
| Ticket size | ₹25,000 to ₹5,00,000 |
| Tenure | Up to 24 months |
| Security | Group guarantee |
| Typical decision | 3-5 days |
Rates shown are indicative. Final terms are set on assessment. Nothing here is an offer of credit.
Other books
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On assessment
Film finance
Production and post-production finance for the Tamil and Malayalam industries.
-
On assessment
Startup funding
Structured debt and venture-style facilities for early-revenue companies.
-
On assessment
Angel investing
Direct equity participation in businesses we understand and can help.

