What we finance

Micro-finance in detail.

Small-ticket lending to traders and self-employed borrowers, individually and in groups.

Small facilities for shopkeepers, hawkers, artisans and self-employed borrowers, extended individually or through joint-liability groups.

  • Individual and joint-liability group structures
  • Weekly, fortnightly and monthly repayment options
  • Collection at the borrower's place of business
  • Graduated limits on a clean repayment record

The terms

Indicative, and set on assessment.

Indicative rateFrom 16% per annum
Ticket size₹25,000 to ₹5,00,000
TenureUp to 24 months
SecurityGroup guarantee
Typical decision3-5 days

Rates shown are indicative. Final terms are set on assessment. Nothing here is an offer of credit.

Speak to the house

Bring us the security and we will tell you where you stand.

Heeraa AssistantAnswers about our lending, in your language
Indicative information only. Not an offer of credit.