Debt restructuring in detail.
Rescheduling and consolidation for borrowers whose circumstances have changed.
Where a borrower's circumstances change, the useful response is usually a restructured schedule rather than an enforcement notice. We reschedule and consolidate facilities, ours and, in some cases, others'.
- Rescheduling of existing Heeraa facilities
- Consolidation of multiple facilities into one schedule
- Assessed on the borrower's current capacity, honestly stated
- Approach us early; the options narrow once an account is classified
The terms
Indicative, and set on assessment.
| Indicative rate | On assessment |
|---|---|
| Ticket size | On assessment |
| Tenure | On assessment |
| Security | Structured security |
| Typical decision | On assessment |
Rates shown are indicative. Final terms are set on assessment. Nothing here is an offer of credit.
Other books
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From 12% per annum
Gold loan
Against ornaments. Weighed, documented and disbursed across the counter the same day.
-
From 13.5% per annum
Vehicle loan
New and used, personal and commercial, across all three states we lend in.
-
From 11.5% per annum
Loan against property
Residential and commercial security. We visit the property before we price it.

